Frequently Asked Questions

Does my business need Insurance?

When you commence in business, it is strongly advisable to consider both personal and business insurance. The main ones are: Employers Liability Insurance - coverage against claims from staff; Product Liability Insurance - coverage against loss relating to defective or dangerous products; Fire / Theft - to replace stolen or damaged / destroyed goods; Public Liability - coverage against claims made by the members of the public; Motor Insurance - coverage against motor accidents; Professional Indemnity covers the insured against claims taken by a third party who may have acted on the advice of the insured. You should make sure to get quotations from several sources, preferably from an independent broker as quotations can vary significantly.